Beacon^sm Risk Score                        
A Proven Solution For Predicting Low And High Credit Risks                                                        View Sample / BACK

The BEACON^sm scoring system predicts the likelihood that an existing account or potential credit customer will become a serious credit risk. BEACON was developed in association with Fair, Isaac and built with a sample of over one million Equifax consumer credit profiles. BEACON offers these proven advantages.

• Comprehensive Risk Coverage. BEACON identifies and projects the full range of serious consumer credit risks-including bankruptcies, charge-offs, repossessions, loan defaults and serious delinquencies.
• Precise Risk Scoring. BEACON's multi-scorecard design delivers precise credit risk assessment based on the amount and depth of available credit information.
• Easy To Use and Understand. BEACON automatically selects the appropriate targeted scorecard, so you don’t have to analyze complex data. And since any score projects the same level of risk across all scorecards, BEACON results are easy to understand.
• Faster Evaluation. BEACON helps speed the decision-making process in approving new accounts, settings credit limits, reissuing cards, cross-selling to existing customers and setting debt-recovery strategies.
• Complete File Coverage. BEACON's targeted scorecards accurately score both new or established credit files, providing thorough risk assessment coverage.
• Low-volume Alternative. BEACON provides an excellent risk scoring solution for credit grantors who lack the volume for a custom scorecard.
• Broader Potential Customer Base. BEACON objectively evaluates credit files having previous adverse information, helping identify the most profitable risks among consumers commonly overlooked as potential customers.

• On-line Speed. BEACON supports on-line scoring of individual consumer files via CRT DAT, PC, system-to-system or BIPS access methods, for enhanced risk assessment speed and flexibility.
  
                                                                       

Call - (808) 537-2812 for more information.
© CREDIT BUREAU OF THE PACIFIC, INC -1998