Acrofile Plus- Credit Report
Complete Credit Information Organized For Speed And
Ease of Use
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Equifax ACROFILE
PLUS draws on a nationwide on-line database of 190 million consumer credit
files to provide comprehensive, up-to-date credit granting information in a clear
easy-to-use format. ACROFILE PLUS combines continuously updated
information, advanced database search techniques and optional risk and fraud protection
enhancements to deliver comprehensive credit granting decision support that offers a range
of benefits and advantages:
- Comprehensive Information Nationwide.
ACROFILE PLUS delivers
complete nationwide coverage of consumer credit information, including detailed name,
address and also reported employment histories, plus file summary, public record,
collection, tradeline and inquiry information - providing a comprehensive picture of
applicants' creditworthiness.
- Faster Credit Granting Decisions.
ACROFILE PLUS assembles all
the information you need to make informed credit granting decisions with the help of
leading-edge databases search structures that combine multiple files nationwide. Each
concise report is organized for maximum efficiency, providing in-depth decision support
that speeds the credit granting process.
- Lower Training Expense.
ACROFILE PLUS organized key credit
information into a clear, simple format that minimizes training requirements. New Users
typically need less than an hour instruction to master all basic information elements and
begin putting ACROFILE PLUS productively to work.
- Tailored Risk Assessment.
Equifax offers three powerful options - BEACON,
Delinquency Alert System(DAS) and Enhanced Delinquency Alert System (Enhanced DAS) that
help tailor ACROFILE PLUS to your specific needs. Each quickly scores a
range of serious consumer credit risk, providing objective and unbiased risk assessment
based on sophisticated statistical modeling techniques.
- Optional SAFESCAN® Fraud Protection.
ACROFILE
PLUS delivers proven fraud protection with SAFESCAN®
a cost-effective interactive warning system that automatically monitors inquiries and
alerts you when known or potentially fraudulent information elements are found.
- Optional Social Security Number Validation.
An "SSN verified"
indicator is optionally available to confirm whether or not several major Equifax
customers have provided the exact SSN for the same identity. The Equifax "Social
Security number verified" indicator is not meant to imply the SSN has been validated
through the Social Security Administration.
- Optional Telephone Listings
. ACROFILE PLUS can provide the
consumer's most recently reported current and former telephone numbers (when available) --
offering additional verification capabilities.
- Flexible On-line Access.
ACROFILE PLUS offers instant on-line
access via DAT,PC or system-to-system, offering maximum speed and flexibility for both low
and high volume users.
- Economical Off-line Processing
. ACROFILE PLUS offers instant
efficient off-line processing via tape-to-tape or cartridge, providing maximum economy in
meeting high volume requirements.
- Direct Access To Canada
. ACROFILE PLUS offers direct on-line
access to more than 15 million Canadian consumer credit files via Equifax's "North
American Link" option - providing comprehensive, cost effective coverage across the
U.S. and Canada through a single source
Call - (808)
537-2812 for more information.
© CREDIT BUREAU OF THE PACIFIC, INC -1998